WELCOME TO PATRIOT INSURANCE GROUP

TELESALES

Although we offer a wide assortment of contracts to assist with your sales in Final Expense, our main companies to sell insurance products over the phone are listed below. Selling over the phone can save on drive time, larger areas to pull from, work in multiple states, and faster application processing times.

Becoming an expert in selling these products will help you become successful in this lucrative industry. You should receive your writing numbers from these companies within 5-10 business days.

The below Getting Started Training will help you navigate through our system and websites as well as provide resources on the telesales carriers we offer to get you started quickly while waiting for your writing numbers.

Our recommended companies are PRCUA, Prosperity, Liberty Bankers and Mutual of Omaha/United of Omaha

  • PRCUA offers e-Applications voice signature, best rates in industry and agent bonus program. Allows credit cards, direct express cards and direct bill. Has a variety of products to offer including Level, Graded and Modified cover for Final Expense, Whole Life starting as low as $10,000 (ages 0-90) and term.
  • Prosperity offers e-Applications, voice signatures and offers debit cards and direct express cards.
  • Liberty Bankers offers offers a Voice Signature with an easy application process.
  • Mutual of Omaha has a variety of products including Final Expense, Term, Annuities, UL, GUL, Children’s Whole Life, Whole Life, Medicare Supplements, Disability & Long Term Care. Final Expense can be written with an e-application using an electronic signature by the customer.
  • Gerber offers e-Applications, voice signatures and offers debit and credit cards.

Below is a list of all the carriers that offer telesales either through eApplications or Voice Signature Approval. A fact sheet is available by clicking on the carrier name.

You can also CLICK HERE for additional carrier resources.

American General- E-application with electronic signature

Americo - E-application and voice signature

Baltimore Life- E-application and voice signature

Columbian Life - E-application with electronic signature

Foresters- E-application with electronic signature

Gerber- E-application and voice signature

Great Western- E-application with electronic signature

Liberty Bankers- E-application and Voice Signature

Mutual of Omaha/United of Omaha- E-application with electronic signature

PRCUA - E-application and voice signature

Prosperity Life - Agent creates application on computer (does not require email or client signature - signature is collected through Voice signature after application created on computer

Royal Neighbors- Voice Signature

Sentinel Life-eApplication and voice signature together

United Home Life- E-application with electronic signature (excludes GI product where POS is still required)

United of Omaha- E-application with electronic signature (no PHI or POS required)

COMPLETE BELOW STEPS WHILE WAITING FOR YOUR WRITING NUMBER

Step 1 · Attend Getting Started Training — Click Here to listen to the Getting Started Training

Step 2 · Attend Weekly Team & Training Call
Monthly Team & Training Call
Click Here to Enter Meeting
Dates and Times will be communicated through email
Dial-in: (712) 775-7031
Meeting ID: 251-234
Team Call-updates and insights
Field Training-short training segments to help in selling final expense

Step 3 · Telesales Carrier Training — Click on the carrier links located at top of page to learn about their products and services. Additional carrier training is located here.

Step 4 · Sign up for Dialer (optional)
Patriot Insurance Group offers this dialer at a discounted rate of $99.99 for unlimited usage (normally $149.00). This is a month to month service and there is no contract to sign. You can upload new and old leads, create followup lists, have the dialer dial for you saving a huge amount of time, and store all of your contacts to use as a CRM.
Click here to Sign up and Learn More

Step 5 · Learn Best Practices / Rebuttals
Download an learn Final Expense Telesales Best Practices / Rebuttals
Best Practices and Rebuttals

Step 6 · Learn Scripts
Download and get accustomed to a telesales script.
Agent Telesales Script
National Sales Script

Step 7 · Print Cheat Sheet for Voice Authorizations
Use this cheat-sheet to assist you with what carriers offer Voice Signatures vs. eApps
FE Cheat Sheet - eApp vs. Voice Authorizations

Step 8 · Print Final Expense Carriers Guide
Used as a guide to determine what Final Expense carriers to sell in the field. Note this is also located under the Resources Tab/General Section and emailed to the field when carriers are added or updates are made. Two recorded trainings are available by clicking here and here.

Step 9 · Order Patriot Business Group Business Cards(optional) — Branded business cards and other product offerings can be purchased at our Company Store. The store is located under the Store tab.

Step 10 · Order Leads (optional)
Leads can be ordered once your writing number has been issued. The lead order process and order forms are located under the lead program tab.

Step 11 · Review
Monthly Bonus Program
Patriot Insurance Group offers a monthly bonus program. This is to reward agents writing business under our agency and is paid out in addition to other bonus programs offered by other carriers. Click here for training.