Life Training

1. This product provides excellent smoking rates and has Spanish materials available.
2. American Amicable offers two products.

Senior Choice - ages 50-85

Family Choice - ages 0-49

• Senior and Family Choice Video Training

• Senior and Family Choice PDF
• Senior and Family Choice PP Presentation

1. Great Western - How and When to Use (Important: The First Day Coverage Guaranteed Assurance death benefit discussed in this training increased from 120% to 125% of face value as of 4/1/16). Click to Play
2. Great Western Academy. GWIC Academy is a great resource for agents. It has training videos, agent guides, and explains the benefits of our products. You can access GWIC Academy by clicking on the following link: Click Here
3. Print Informational Document
4. Print How to Sell between Settlers, Great Western and AIG
5. To learn more about how to sell through Telesales, click here.

Mutual of Omaha has a variety of products including Final Expense, Term, Annuities, UL, GUL, Children’s Whole Life, Whole Life, Medicare Supplements, Disability & Long Term Care.

Applications can be written with an e-application using an electronic signature by the customer. Accepts EFT only. This company does not require E&O to sell Final Expense

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Additional Resources

Agent Portal

Quotes

Mobile Quote App – Apple

Mobile Quote App – Google Play

Grandparents Brochure

Life Insurance Underwriting Guide

Living Promise Underwriting Guide (Final Expense)

Living Promise Consumer Brochure

Product By State Approval List

Supply Order Form

Final Expense Products

UL and GUL Products

Term Products

Financial Fact Sheet

Telesales Documents

Producer Guide

Signature Guide

Users Guide

1. NGL Final Expense Trust Planning Presentation. Click here to request contracting. Log into your Settlers Back-office and go under training for videos.
2. NGL Assett Guard (Funeral Estate and Trusts) Training by Scott Swortzel NGL VP Market Development Click to Play

• Best pricing available in the industry. No more lost business due to other agents rewriting your business.
• Ability to Upload Applications in back-office
• Paper and online Applications
• InstaWrite-a Qualified or Not Qualified result will be issued in minutes of the point-of-sale through phone or computer or you can do a standard phone POS. -average interview time is under 15 minutes.
• Just in Time Contracting - write business the same day you contract! (a few states do not apply)
• Fast Processing – policies issued within 48 hours • Social Security draft dates – protect commissions with social security payment dates as effective draft date for your client’s premiums
• Level coverage for insulin dependent diabetics
• Impairment driven not medication driven! • Dedicated underwriter available to take calls for pre-qualifications, borderline scenarios, questions on specific issues, reason for a declination
• Advanced Death Benefit - Terminal Illness Rider free with program – pays our 100% with no penalties
• Accidental Death Benefit – equal to amount of death benefit at no additional cost.
• Required E&O needed for this carrier is provided to you for free through our IMO
• Also offers top Annuity and Medicare Supplements products
• Not available in AL, MS, MT, NY, VT, WV
• Single-pay product available
• MedSupp product and some of the best fixed and multi-select Annuity products in the industry
• Requires E&O – offered for this carrier through Patriot!
• Level: min $5,000 max $30,000 ages 50- 85

• Visit https://oxfordlife.com/agent.aspx#agentForms
• When you get to this website choose Agent Forms located directly in the blue banner under the login fields.
• Select Oxford Life Insurance Company Select Assurance (their Final Expense product)
• Select your State
• Select the products you would like to download
• Choose the Orange Create Packet Button
• Then hit Download and print

The number for the Point of Sale Interview is 833-705-4015

The application should be faxed to 877-584-2777

If you need assistance selecting the proper forms or creating a new business packet, please call agent services department at (800) 308-2318.

Resources

Calculators

• Use Final Expense Tab for Monthly Premiums
• Use Assurance One Tab for Single Premiums

State Approval Chart

Instructions for INSTAWRITE

Schedule an INSTAWRITE Interview

Oxford Life Training Videos

Oxford Life Assurance Final Expense eApp Tutorial

1. TransAmerica offers Final Expense, Term Products (term overview) and Medicare Supplement products. It has an e-application that accepts electronic signatures on Express Term and Medicare Supplements. Applications can be scanned and uploaded to the website for Final Expense but the company prefers faxed applications. Electronic signatures is not available for final expense products. No height and weight chart. Accepts Direct Express Card. Many times, they will not do a POS call but it is required to call in.
2. With TransAmerica TrendSetter Term. An Income Protection Option (IPO) is offered that gives the policy holder control to structure a guarantee income stream. It is available at no additional cost, may include multiple beneficiaries, and can be modified prior to the death of the insured.
3. If you were terminated from TransAmerica for lack of production within a 12-month period, you will need to provide proof of new business before they will process a new contact. To show this proof of new business, you must provide the name and birthdate of the prospective client or the policy number of a newly submitted application in states that allow JIT appointments. KS, LA, MT, PA and TX do not allow JIT appointments. If you reside in one of these states you will be eligible to send in a new contract before you write new business.
4. They do not require E&O coverage to sell Final Expense
5. Two Final Expense Products are offered
   1. Ages 0-44 Sample Application
   2. Ages 45-85 Sample Application

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• Agent Portal
• Fact Sheet
• Link to Internet Quotes
• Field Manual
• Consumer Brochure
• Underwriting Guide
• Prescription List 45-85
• Spec Sheet
• Fact Sheet
• Product Overview
• PHI Cheat Sheet for Interview
• RX Mobile Training
• State Approvals
• State Availability

IGO eApp Resources for Term and MedSupp (eApp not available for Final Expense)

• IGO eApp Facts
• IGO Producer Flyer
• Producer Facts for eSignature​